Consumer Banking Front End System, in short, CuBES Architecture has been developed by DMS through extensive research and experience gained in developing banking solution through out the years. It is currently the most complete End-to-End Loan System in the market.
CuBES Solution: End-to-End Loan System

Flexibility & Modular System
Due to the fact that most banks do not have the same approach in addressing consumer related loans program, CuBES was developed based on flexibility and modular approach to adapt to the different process requirements.

Parameterize & Workflow Based System
Use mapping parameters, mapping variables, and parameter files to set up business rules that are volatile in nature and change frequently. Mapping parameters and variables make mappings more flexible.

Rapid Implementation
Our Implementation designed to deliver enterprise validation lifecycle management solutions based on aggressive timelines, combining industry-standard System Development Life cycle (SDLC) practices.
Why Choose CuBES
- End-to-end support for loan processes
- Management of credit process flow
- Risk assessment based on internal and external information source
- Inter-system connectivity configuration management
CuBES Modules

Loan Origination System
Loan Origination System was developed to address the needs of Risk Management in the banking industry.

Sales Commission
The Sales Commission is a system that enable our clients to monitor performance in efficient way.

Appraisal Management
Our Appraisal management module is flexible enough to be aligned with your business goals.

Loan Monitoring
The most important step after fund has been disbursed is the monitoring process.

Collateral Management
Module to function as monitoring tool for collateral documents once the data derived from Core.

SID Automation
This SID automate process of searching and retrieving report; it will never gets this much easier.

Mobile Apps
As part of DMS action to take lead on the Mobile Apps development; CuBES is now available in mobile apps.

Collection Management
Automating the Process: Extraction and consolidation of the various applications into a unified collection database.